Understanding how to invest your savings or pension in other countries can help you maximise the benefits you receive in later life. At bdhSterling, we manage investment portfolios in a range of currencies, including GBP, AUD, NZD and USD and are experienced at helping clients manage their risk and returns.
Generally, we believe it’s best to hold retirement savings or investments in the currency you expect to be using in the future – essentially, in the currency of the country that you hope to spend your retirement in. This can remove currency risk from your planning and protect your wealth.
Unfortunately, this process is not always simple. An individual living in the USA, for example, cannot transfer their pension fund to their planned country of residence. In this case, our strategy would be to manage your assets in the UK or an alternative region in the currency that is most appropriate.
An effective investment strategy for your retirement
Actively managing your pension and savings can significantly add to the value of your investments when it comes to foreign currencies. Recruiting the services of experts such as bdhSterling can ensure the process is less stressful and your investments are more secure.
Carefully selected funds can deliver exceptional returns and a mixture of approaches can provide you with a portfolio that offers greater potential and less risk. Each model we
propose holds a range of investment funds, selected using a thorough quantitative and qualitative research methodology. In addition, bdhSterling model portfolios and investment solutions are backed by the UK’s largest investment rating and fund research team, FE Limited.
To talk to one of our expert advisers about multi-currency investments and planning for your retirement, contact us at email@example.com today.