Our Philosophy

Whether you’re planning for retirement ie maximising the benefits from your UK pension or Qualifying Recognised Overseas Pension Scheme (QROPS), buying property or looking to invest, our company philosophy will help you achieve your aims.

When it comes to planning ahead and managing finances, many people act in haste or without proper guidance. At bdhSterling however, we follow three simple rules that help our clients achieve financial independence. These are:

  • Carry out financial planning conservatively and correctly
  • Acquire the right investments
  • Give it time


Carry out financial planning conservatively and correctly

You probably have a unique set of hopes and goals for your future, which is why you’re looking ahead and planning how you will fund your ideal lifestyle. In addition, you will have your own personal and financial commitments to consider. In order to achieve what you want in life, it’s important that you establish these aims and objectives before beginning any financial planning.

In order to help you live the life you want, we recommend having the following:

  • Capital for investment or assets that can be used for security to provide capital to invest with
  • Clear aims and objectives
  • Seek advice on the options appropriate for you
  • Surplus cash flow
  • Time

Acquire the right investments

Choosing where to invest your money is an essential part of the strategy if you want to achieve your financial goals. The options available to you include stocks and shares, property, a personal savings portfolio and or pensions (in the UK or overseas).

At bdhSterling, we ensure all options are considered when it comes to managing your finances and investments. And we offer expert advice based on your own personal objectives.

Give it time

Although every case is different, it can prove financially rewarding to invest over long periods of time. Investing for the long term can mean you avoid getting caught out by sudden or unexpected downturns, such as interest rate changes or a fall in property value.

Whether you plan to invest in property, shares or you want to ensure you have planned for your retirement, bdhSterling will help you reach your goals and achieve financial independence.

If you would like to know more about our investment philosophy, or want to book a free, no obligation appointment with one of our advisers, click here.